Buyers
Buyers
When you buy a home, you need to be sure the seller is the true owner of the property. You must also ensure that no outstanding issues will damage the title transfer to you.
Why? Problems with the title can restrict the use of the property and ultimately result in financial loss. That’s where title insurance comes in and where Central Land Agency, LLC can help you.
We conduct a comprehensive title search to make sure your ownership is free and clear of any issues. A title insurance policy will protect your investment and give you peace of mind that your ownership is free and clear of any issues.
The cost is minimal and is only paid once. There are no renewal premiums, and there’s no expiration date on the policy. The protection lasts as long as you – or your heirs – maintain an interest in the property. It’s security that lasts.
Home Inspection
The 1st order of business is to get the home inspection completed usually within the first two weeks. If there are any issues with the property, we need to know those as soon as possible. If there are covered repairs, they will be completed professionally in a workmanlike manner prior to closing. If there are issues that cannot be remedied, we may have to cancel the contract. If so, we don't need to incur any additional costs for services.
What to expect when you're inspecting a home inspection can be a nerve-raking part of the home-buying process - but it also is a vital step. Here are a few things an inspector may find that could add to the cost of a home - or save you from buying a lemon altogether
- Lurking charges: new line even though a homes electrical system may seem to function adequately, inspections can reveal safety issues. This frequently happens with old wiring that's corroded or outdated, or with new wiring that was improperly installed.
- A failing grade: Poor grating, or a slope that drains water toward your house instead of away from it, can cause all kinds of problems such as flooding crawl spaces or basements, rotting walls and framing, mold and foundation damage.
- Trouble On Top: roofing materials don't last forever, and inspectors often find problems with aging materials that will soon cause problems. The scale of necessary repairs can range from needing to replace a few shingles to needing an entirely new roof.
- Mold: especially in humid regions, mold can sprout anywhere moisture collects, like attics, basements and drywall around leaky pipes. If the inspector finds mold, a separate mold inspection may be required.
- Foundation Flaws: As a home settles over the years, the foundation can shift. Symptoms include cracks in the drywall, uneven floors, and doors and windows that won't shut. While the home inspectors can identify basic foundation issues, if they see something that seems structurally suspicious, they'll often recommend you call a foundation engineer to assess the situation.
- Not Going With The Flow: Inspectors often find clogged or bent gutters, or gutters that Channel water too close to the house, where it can cause damage.
FAQs
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